Unsecured Business Funding (UBF), is one of Trio Capitals most popular loan options. It’s the easiest to qualify for and is often the first step in obtaining and building business credit. UBF does not require proof of income, making it the perfect choice for start-ups. No industry restrictions can be used for GAP funding for some real estate transactions.
Requirements:
Funding Limit: $150,000
Funding Form: Business/Personal Credit Cards
Funding Timeline: 4 Weeks
Rate: 0% interest for the first 12-24 months. After that interest varies based upon credit profile
Fee: 9.9% Success Fee
This is the sister program to UBF however with lesser requirements. This is perfect for the client that is just
beginning to build their credit profile.
Requirements:
Funding Amount: $10,000-25,000+
Funding Form: Personal Credit Cards
Funding Timeline: Less Than 2 Weeks
Rate: 0% interest for 12-24 months. After that interest
varies based upon credit profile
Fee: 9.9% Success Fee (unless funding is under $5,000)
This is the best of both worlds..business credit with personal term loans stacked on top!
No industry restrictions, can be used for GAP funding for some real estate transactions.
Requirements:
Funding Amount: $250K +
Funding Form: Credit Cards/Term loans
Funding Timeline: 2-4 Weeks
Rate: 0% interest for 12-24 months on the business credit. On personal term loans 5.25+
Fee: 9.9% Success Fee
This program is ideal for real estate investors that want fast funding with minimal documentation enabling them to purchase properties with no money down. It is a great option for someone with strong credit and a steady income. No industry restrictions, can be used for GAP funding for some real estate transactions.
Requirements:
Funding Amount: $300,000 (individual) $500,000 (Household)
Funding Form: Term loans and lines of credit
Funding Timeline: 2 Weeks
Rate & Terms: 6% to 12% with 3,5,7 or 10 year terms
Fee: 10-15% Success Fee (based upon deal)
Similar to traditional bank style financing, a Term Loan is a set amount that the borrower pays back at a
fixed amount. Commonly used for: business expansion, working capital, and equipment purchases.
Requirements:
Funding Range: $10,000 - $5,000,000
Funding Timeline: 3+Days
Rate & Terms: Determined case-by-case. 1 to 2 year terms
Fee: Determined based on deal
A Business Line of Credit (LOC) provides flexibility for the business owner. Rather than a fixed amount
issued at once, funds can be accessed when needed. Funds are made available as soon as any previous
balance is paid.
Requirements:
Funding Range: up to $250,000
Funding Form: Line of Credit
Funding Timeline: 3+ Days
Rate & Terms: Varies upon credit profile
Fee: Determined based on deal
Businesses utilize Equipment Funding to purchase equipment through leasing or financing—ultimately
freeing up working capital. Term loan is available for down payments.
Requirements:
Funding Range: $10,000 - $5,000,000
Funding Timeline: 2 to 5 Days
Rate & Terms: Varies upon credit profile. 1 to 5 year terms
Fee: Determined based on deal
A Merchant Cash Advance is an advance that is paid back by withdrawing a percentage of your credit
sales—typically on a daily basis. Ideal for a business owner with bad credit but good revenue.
Requirements:
Funding Range: up to $5,000,000
Funding Timeline: Same day funding
Rate: Varies upon credit profile
Fee: Determined based on deal
Terms: 6-24 month
Can be refinanced after 3 months into better rates and terms!!
Requirements:
Funding Range: We can fund the small deals (under 100K) up to ?? no limit
Funding Timeline: 3 days to several months on large projects
Rate: Depends upon credit score and experience
Fee: Determined based on deal
Deals We Fund: buy & hold, fix & flip, multi-family, single family, commercial, bare land, ground up construction, and developments.
At Trio Capital, we are adept at sourcing potential customers, identifying their financial needs and goals, and establishing relationships as long-term customers. Contact Trio Capital today and we will identify the best product for you.